New & Young ABN Loans for Growing Businesses
Starting a business with a brand-new ABN? We’ve got your back. At Millard Financial, we understand how tough it can be to secure funding when your ABN is fresh off the press. Whether you’ve just registered or you’re in your first year of trading, we help connect new and young ABN holders to the right lenders—especially if you're chasing equipment finance to get your business off the ground.
Why Are Loans for New ABN Holders So Tricky?
Let’s be real—traditional lenders love paperwork and history. But if your ABN is under 12 months old, you might not have years of trading history, fancy balance sheets, or a big credit profile. That’s where we come in.
Our team specialises in ABN startup loans and unsecured loans for young businesses across the Gold Coast and South East Queensland. We work with a wide panel of lenders who get it. They know you need the tools, machinery, or vehicles to get started—and they’re open to working with fresh businesses like yours.
What We Offer: Loans Tailored to New Businesses
We don’t just offer one-size-fits-all finance. Our job is to find you the best loan options based on your business type, cash flow, and goals. Whether you’re a tradie just registered for an ABN or a startup running from home, we’ll help you access:
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✅ Equipment finance for new ABN holders
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✅ Startup financing for ABN holders
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✅ Unsecured business loans up to $150K
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✅ Short-term or flexible repayment options
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✅ Loans even if your ABN is under 6 months old
Equipment Finance for New ABNs
Got your first client lined up but no gear? Whether you need tools, a ute, a food truck, or salon equipment—we can help you secure funding fast. Equipment finance allows you to buy what you need upfront and pay it off over time, all while your business brings in revenue.
The best part? You don’t need to wait until you’re “established.” We work with lenders who support new ABNs from Day One. And because we’re locals, we know the lending landscape across the Gold Coast and South East QLD better than most.
Who We Help
Our clients come from all walks of life, but they all have one thing in common: a dream to build something of their own. Some of the most common industries we help include:
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Tradies (electricians, plumbers, painters)
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Mobile businesses (cleaning, dog grooming, food trucks)
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Allied health startups (physios, dietitians, massage therapists)
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Retail and eCommerce sellers
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Construction and landscaping crews
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Hair and beauty professionals
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Whether you’ve just registered your ABN this month or you’re a few months in, we’ll help you find small business loans for new ABN holders that make sense for where you’re at.
What Makes Us Different?
We’re not a big bank, and we don’t act like one either. Our approach is hands-on, personal, and transparent. We know what it’s like to start a business from scratch. That’s why we offer:
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Fast approvals – some within 24–48 hours
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Real conversations with real people
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Local support – we’re based right here in Queensland
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No overwhelming paperwork
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Strategic advice to make sure your loan actually works for your goals
We want to see you succeed—not just get locked into a loan you can’t manage.
Are You Eligible?
Even if you’ve only had your ABN for a few weeks, don’t count yourself out just yet. Every lender is different, but here’s a general idea of what can help your application:
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✅ ABN registered (even as new as 1 month old)
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✅ Minimum monthly revenue (from sales, invoices, or contracts)
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✅ Australian business bank account
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✅ ID and basic business info
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✅ Some lenders may ask for a business plan or proof of upcoming work
Not sure where you stand? That’s okay. Give us a call and we’ll help you figure out if now’s the right time to apply—or what you might need to get ready.
How to Apply
Applying for a young ABN loan with us is simple:
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Reach out online or by phone – We’ll have a quick chat about your business.
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Send through a few docs – Usually just ID, bank statements, and your ABN rego.
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We match you with a lender – Based on your goals and eligibility.
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Get approved and funded – Some funds land in your account within 1–3 days.
You don’t need to go it alone. We’ll guide you through each step and keep the jargon to a minimum.
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Serving Gold Coast & South East Queensland
We’re proud to support local businesses in the Gold Coast, Logan, Brisbane South, and all across South East Queensland. Whether you’re running a solo gig, building a crew, or launching a brand-new idea, we’re here to make sure you’ve got the cash flow to make it happen.
Ready to Grow with the Right Loan?
If you're starting fresh with a new ABN and you’re ready to invest in gear, staff, or stock—don’t let the banks hold you back. We’re here to help you access loans for new ABN holders that fit your stage, your size, and your vision.
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