Agricultural Equipment Finance

Finance for tractors, harvesters, sprayers and all farming equipment. Seasonal repayment structures designed around harvest cycles and agricultural cashflow.

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MILLARD FINANCIAL

With over 15 years of experience, we secure competitive finance solutions for businesses and individuals across Australia.

LENDERS IN OUR NETWORK

50+

YEARS EXPERIENCE

15+

LOAN APPROVAL TURNAROUND

24hr

AGRICULTURAL FINANCE

Finance that works with the seasons.

Australian farmers face seasonal cashflow patterns that traditional bank finance rarely accommodates. At Millard Financial, we work with specialist agricultural lenders who structure repayments around harvest cycles, livestock turnover and seasonal income. From broad-acre cropping to dairy operations, viticulture to grazing, we secure finance for the equipment that keeps your operation productive year-round.

TRACTORS

HARVESTERS

SPRAYERS

LIVESTOCK

Tractor Finance

New and used tractor finance from compact utility tractors to high-horsepower broad-acre machines.

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Harvester Finance

Combine harvesters, header fronts and harvest equipment for grain, cotton and specialty crops.

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Spray & Spread Equipment

Self-propelled sprayers, boom sprayers and spreaders for broadacre and intensive agriculture.

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Livestock Equipment

Livestock handling equipment, feed mixers, silos and dairy infrastructure finance.

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testimonials

What they say about Us?

Here’s what they shared about their experience working with our team.

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I had finance approval in 24 hours and the deal settled in 48 hours, meaning I could collect my new car in just 2 days. I cannot recommend his professional and thorough services highly enough.

Leanne Gibbs

Grow Business Development, Gold Coast QLD

When the banks stopped our growth, Millard Financial got us the trucks and equipment we needed to take on the big jobs. Marcus makes obtaining machinery simple and fast. He is quite simply the growth tool your business needs.

Michael Edmonds

GDE Tree Services, Brisbane.

Marcus and his team made the entire finance process simple from start to finish, securing a very competitive rate while I focused on running my business. He takes his service to another level and I wouldn't use anyone else.

Peter Sanders

Airport Transfer Solutions

testimonials

What they say about Us?

Here’s what they shared about their experience working with our team.

GET IN TOUCH

I had finance approval in 24 hours and the deal settled in 48 hours, meaning I could collect my new car in just 2 days. I cannot recommend his professional and thorough services highly enough.

Leanne Gibbs

Grow Business Development, Gold Coast QLD

Michael Edmonds

GDE Tree Services, Brisbane.

Peter Sanders

Airport Transfer Solutions

frequently asked questions

Common questions about agricultural equipment finance across Queensland and northern NSW.

What types of agricultural equipment can be financed?

All farm machinery including tractors, headers, sprayers, balers, irrigation equipment, livestock handling gear, and silos. Both new and used equipment qualify.

Are there special agricultural finance options for seasonal cashflow?

Yes. Many specialist agribusiness lenders offer seasonal repayment structures aligned to harvest and selling cycles, with reduced repayments outside peak income months.

Can I get agricultural finance with farm income only?

Yes. Specialist agribusiness lenders accept agricultural income, livestock sales, and lease income. Some banks also offer agribusiness packages for primary producers.

How much deposit is needed for farm equipment finance?

Deposits typically range from 10 to 30%, with no-deposit options available for established farms with strong production records and consistent income.