Vehicle Finance. For What Drives You.

Finance for cars, utes, motorbikes, boats and jet skis. One call connects you to Australia's top lenders for fast approvals and competitive rates on your next purchase.

MILLARD FINANCIAL
With over 15 years of experience, we secure competitive finance solutions for businesses and individuals across Australia.
LENDERS IN OUR NETWORK
50+
YEARS EXPERIENCE
15+
LOAN APPROVAL TURNAROUND
24hr
VEHICLE & RECREATIONAL FINANCE

Finance for everything you drive, ride or float.

Whether it's a new family car, a work ute, the motorbike for weekends, or the boat that gets you out on the Broadwater, we secure finance solutions that match the asset, your circumstances and your timeline. With access to 50+ lenders, we move fast on competitive rates, structure repayments around your cashflow, and handle the paperwork so you can focus on collecting the keys.

CARS & UTES
MOTORBIKES
BOATS
JET SKIS

Cars & Utes

Finance for new and used cars, utes, vans and work vehicles. Fast 24-hour approvals across bank, second-tier and specialist lenders to get you behind the wheel sooner.
Learn more

Motorbike Finance

Loans for road bikes, cruisers, dirt bikes, scooters and adventure motorcycles. Competitive rates with flexible terms for new and used purchases.
Learn more

Boat Finance

Finance for boats, yachts and watercraft on the Gold Coast. Specialist marine lenders who understand asset depreciation and the lifestyle behind the purchase.
Learn more

Jet Ski Finance

Loans for jet skis and personal watercraft. Quick approvals so you're on the water by the weekend, not stuck in paperwork.
Learn more
testimonials

What they say about Us?

Here’s what they shared about their experience working with our team.

Millard Financial was outstanding to deal with. From start to finish, they were professional, responsive, and genuinely committed to getting the best result. Their knowledge and industry relationships really show, and the level of service went well beyond expectations. I’d highly recommend Millard Financial to anyone looking for a finance team that truly goes the extra mile.

Tara Campbell

Found Millard Financial online. Had a very unique and challenging circumstance wit my business. Marcus and his team worked around the clock going above and beyond to assist me. Had already sought help from other brokers but had no luck. Millard Financial found me unbelievable rates and terms that only years of knowledge and relationships with lenders would be able to provide. Extremely honest and efficient work. Couldn't recommend Millard Financial anymore.

Dakota Jordaan
Diesel Fitter, Self Employed

Highly recommend — we've used Millard Financial multiple times and each experience has been seamless. Marcus is efficient, reliable, and always gives 110%, helping us out of some very tight situations. Wouldn't go anywhere else! Thanks Marcus.

Krystle McCarthy
CEO, One House Builders

Highly recommend Marcus from Millard Financial, from start to finish he was exceptional. I thought I was a difficult candidate to get finance on a new work van, how wrong i was. Marcus had me approved and settled in 4 days with a great deal. Thanks very much for looking after me Marcus.

Tim Schofield
Owner, Derwent Distributers

Can't rate any higher, great guy to chat to, very informative and on time. Made it breeze help with machinery loan. Cheers mate/ just got a another loan through Marcus again after 5 years same great service seriously can't go wrong.

Nick Bird
Owner, Cockatoo Fencing

Prompt, professional and well connected to deliver the most competitive rates

Wayne Gooch
CEO, Treesafe Australia

Fast efficient and informative. A pleasure to use Millard Finance again. Thanks again

Dyson Wood
Scorpio Screens and Blinds

We honestly couldn't recommend you more highly. Your customer service is absolutely amazing. You make what can sometimes feel stressful so easy and smooth, and we always feel supported every step of the way.
You truly go the extra mile — always answering our questions, explaining everything clearly, and making sure we feel confident and comfortable with every decision. Nothing is ever too much trouble, and that level of care means so much.
We are so incredibly grateful for your professionalism, kindness, and genuine dedication. It's rare to find someone who cares as much as you do. Thank you for everything you continue to do for us — we truly appreciate you more than words can say.
God bless you, your family and your business : )

Blessings, Craig & Kendall Seddon

Kendall Seddon
EO, LUVME

Millard Financial was able to quickly secure equipment finance for an excavator for our family business when all other banks and brokers had told us they couldn't help. This is now the third time I've used Marcus and it's just so easy. Thanks! Jess and Josh.

Josh

Marcus is such a professional. Everything went smoothly, and he answered every question I wasn't sure of. I'd recommend Marcus 100% if you're looking for finance with a smooth transaction and full transparency. Thanks, Marcus.

David Kissell
testimonials

What they say about Us?

Here’s what they shared about their experience working with our team.

Millard Financial was outstanding to deal with. From start to finish, they were professional, responsive, and genuinely committed to getting the best result. Their knowledge and industry relationships really show, and the level of service went well beyond expectations. I’d highly recommend Millard Financial to anyone looking for a finance team that truly goes the extra mile.

Tara Campbell

Can't rate any higher, great guy to chat to, very informative and on time. Made it breeze help with machinery loan. Cheers mate/ just got a another loan through Marcus again after 5 years same great service seriously can't go wrong.

ick Bird
Owner, Cockatoo Fencing

Highly recommend Marcus from Millard Financial, from start to finish he was exceptional. I thought I was a difficult candidate to get finance on a new work van, how wrong i was. Marcus had me approved and settled in 4 days with a great deal. Thanks very much for looking after me Marcus.

Tim Schofield
Owner, Derwent Distributers

Highly recommend — we've used Millard Financial multiple times and each experience has been seamless. Marcus is efficient, reliable, and always gives 110%, helping us out of some very tight situations. Wouldn't go anywhere else! Thanks, Marcus.

Krystle McCarthy
CEO, One House Builders

Prompt, professional and well connected to deliver the most competitive rates

Wayne Gooch
CEO, Treesafe Australia

Fast efficient and informative. A pleasure to use Millard Finance again. Thanks again

Dyson Wood
Scorpio Screens and Blinds

Found Millard Financial online. Had a very unique and challenging circumstance with my business. Marcus and his team worked around the clock going above and beyond to assist me. Had already sought help from other brokers but had no luck. Millard Financial found me unbelievable rates and terms that only years of knowledge and relationships with lenders would be able to provide. Extremely honest and efficient work. Couldn't recommend Millard Financial anymore.

Dakota Jordaan
Diesel Fitter, Self Employed

We honestly couldn't recommend you more highly. Your customer service is absolutely amazing. You make what can sometimes feel stressful so easy and smooth, and we always feel supported every step of the way.
You truly go the extra mile — always answering our questions, explaining everything clearly, and making sure we feel confident and comfortable with every decision. Nothing is ever too much trouble, and that level of care means so much.
We are so incredibly grateful for your professionalism, kindness, and genuine dedication. It's rare to find someone who cares as much as you do. Thank you for everything you continue to do for us — we truly appreciate you more than words can say.
God bless you, your family and your business : )

Blessings, Craig & Kendall Seddon

Kendall Seddon
CEO, LUVME
frequently asked questions

Common questions about vehicle finance for Gold Coast drivers and riders.

What vehicles can I finance?
All passenger and recreational vehicles including cars, utes, 4WDs, motorbikes, scooters, boats, jet skis, and caravans. Both new and used vehicles qualify.
Can I finance a private sale vehicle?
Yes. Many lenders fund private sales as well as dealer purchases. A roadworthy certificate and clear title check are typically required for private sales.
How much deposit do I need for vehicle finance?
Deposits range from 0% to 20% depending on your credit profile, the vehicle age, and the lender. Many borrowers qualify for no-deposit finance with a good credit history.
What's the longest term for vehicle finance?
Most vehicle finance runs 3 to 7 years. Longer terms reduce repayments but increase total interest. We structure terms around what works for your budget.
blogs and articles

Latest Finance Insights

Business/Cashflow

Dealer Finance vs Finance Broker: Which Option Gives You the Better Deal?

Business/Cashflow

How to Build Business Credit for Future Finance Applications

Business/Cashflow

What Is a Chattel Mortgage and Is It Right for Your Business?

Business/Cashflow

How Lenders Assess Bad Credit Business Loan Applications

Business/Cashflow

What Commercial Low Doc Loans Are and Who They Help

Business/Cashflow

Second Mortgage vs Refinancing Explained

GET STARTED

Ready to secure your finance solution?

Call today to talk to an expert and find the right finance option for you