Property Development Finance

One call connects you to Australia's leading development lenders. We secure competitive, tailored property development finance for residential and commercial projects, from land acquisition through to completion.

Get Started

MILLARD FINANCIAL

With over 15 years of experience, we secure competitive finance solutions for businesses and individuals across Australia.

LENDERS IN OUR NETWORK

50+

YEARS EXPERIENCE

15+

LOAN APPROVAL TURNAROUND

24hr

Development Finance Solutions

Development Finance Solutions Built Around Your Project

Millard Financial brings over a decade of property development finance expertise, with senior-level relationships across Australia's big banks, major and boutique commercial lenders, and trusted private lenders. As a dedicated development finance broker, we match your project's capital needs to the right lender, for land acquisition, construction, cash flow, or a fast-moving bridging opportunity.

Residential Development Loans

Commercial Construction Loans

Property Development Funding & Mezzanine Finance

Business Loans for Property Development

Residential Development Loans

Whether you're a first-time developer or a seasoned builder taking on your next residential project, we arrange property development loans for townhouse, duplex, apartment and land subdivision projects Australia-wide. We run scenarios against our full lender panel to find the mortgage for property development that best matches your project's size, presales and equity position.

Learn more

Commercial Construction Loans

For builders and developers delivering commercial construction projects, we secure commercial construction loans and commercial development loan facilities structured around your build program, drawdowns and end sale or lease strategy. Our relationships with major and boutique commercial lenders mean faster indicative terms and fewer surprises at the credit table.

Learn more

Property Development Funding & Mezzanine Finance

Need to bridge an equity gap or move quickly on a site? We arrange mezzanine and bridging property development funding to top up senior debt, fund a land purchase before a sale settles, or seize a time-sensitive opportunity. We also arrange ATO debt financing where outstanding tax debt is holding up a project's finance approval.

Learn more

Business Loans for Property Development

Beyond the project itself, we help development businesses access working capital, invoice financing, stock financing and general business loans for property development, so operational costs don't slow down a build. From long-standing developers to newer operations with the right story, we find funding to match your business's stage and capital needs.

Learn more

testimonials

What they say about Us?

Here’s what they shared about their experience working with our team.

GET IN TOUCH

I had finance approval in 24 hours and the deal settled in 48 hours, meaning I could collect my new car in just 2 days. I cannot recommend his professional and thorough services highly enough.

Leanne Gibbs

Grow Business Development, Gold Coast QLD

When the banks stopped our growth, Millard Financial got us the trucks and equipment we needed to take on the big jobs. Marcus makes obtaining machinery simple and fast. He is quite simply the growth tool your business needs.

Michael Edmonds

GDE Tree Services, Brisbane.

Marcus and his team made the entire finance process simple from start to finish, securing a very competitive rate while I focused on running my business. He takes his service to another level and I wouldn't use anyone else.

Peter Sanders

Airport Transfer Solutions

testimonials

What they say about Us?

Here’s what they shared about their experience working with our team.

GET IN TOUCH

I had finance approval in 24 hours and the deal settled in 48 hours, meaning I could collect my new car in just 2 days. I cannot recommend his professional and thorough services highly enough.

Leanne Gibbs

Grow Business Development, Gold Coast QLD

Michael Edmonds

GDE Tree Services, Brisbane.

Peter Sanders

Airport Transfer Solutions

frequently asked questions

Frequently Asked Questions

What is property development finance?

Property development finance is funding used to acquire land and/or construct a residential or commercial project, typically drawn down in stages against the build program and repaid on sale, lease or refinance.

Is a development loan the same as a commercial construction loan?

They're closely related. "Development loan" is often used broadly for the full project finance stack, while "commercial construction loan" more specifically refers to funding the physical build of a commercial asset. Both are structured with staged drawdowns against construction milestones.

Can new or first-time developers get property development funding?

Yes. With the right project fundamentals — site, feasibility, and pre-sales — newer developers can access funding. We work with lenders who assess the deal on its merits, not just the developer's history.

Do you arrange property development finance outside Melbourne?

Yes, we arrange property development finance Australia-wide, with strong lender relationships across Melbourne and every other major market.