Personal Finance. For Life on the Gold Coast.

Loans for the things you live for. Whether it's a new car, a weekend boat, consolidating debt or covering an unexpected expense, we secure competitive personal finance from Australia's top lenders.

MILLARD FINANCIAL
With over 15 years of experience, we secure competitive finance solutions for businesses and individuals across Australia.
LENDERS IN OUR NETWORK
50+
YEARS EXPERIENCE
15+
LOAN APPROVAL TURNAROUND
24hr
PERSONAL FINANCE SPECIALISTS

Personal finance that fits your life, not the bank's process.

From the daily commute to the weekend escape, life on the Gold Coast comes with its share of finance needs. We secure personal loans, vehicle finance, leisure equipment loans and debt consolidation that match your circumstances, your goals and your repayment capacity. With 50+ lenders in our network, we move fast on competitive rates and structure deals around what works for you, not what works for a bank's automated system. Bad credit, complex situations, or just want a faster path than your bank is offering? We can help.

VEHICLES
PERSONAL LOANS
LEISURE
DEBT CONSOLIDATION

Vehicle Finance

Finance for cars, utes, motorbikes, boats and jet skis. Fast 24-hour approvals with competitive rates on new and used vehicles.
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Personal Loans

Unsecured and secured personal loans for whatever life throws at you. Quick approvals, flexible terms, and competitive rates across our 50+ lender network.
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Leisure Equipment Loans

Finance for caravans, motorhomes, camper trailers and recreational equipment. Built for weekend lifestyles and Gold Coast adventures.
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Debt Consolidation

Roll multiple debts into a single loan with one repayment, potentially lower interest, and a clearer path to becoming debt-free.
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testimonials

What they say about Us?

Here’s what they shared about their experience working with our team.

Millard Financial was outstanding to deal with. From start to finish, they were professional, responsive, and genuinely committed to getting the best result. Their knowledge and industry relationships really show, and the level of service went well beyond expectations. I’d highly recommend Millard Financial to anyone looking for a finance team that truly goes the extra mile.

Tara Campbell

Found Millard Financial online. Had a very unique and challenging circumstance wit my business. Marcus and his team worked around the clock going above and beyond to assist me. Had already sought help from other brokers but had no luck. Millard Financial found me unbelievable rates and terms that only years of knowledge and relationships with lenders would be able to provide. Extremely honest and efficient work. Couldn't recommend Millard Financial anymore.

Dakota Jordaan
Diesel Fitter, Self Employed

Highly recommend — we've used Millard Financial multiple times and each experience has been seamless. Marcus is efficient, reliable, and always gives 110%, helping us out of some very tight situations. Wouldn't go anywhere else! Thanks Marcus.

Krystle McCarthy
CEO, One House Builders

Highly recommend Marcus from Millard Financial, from start to finish he was exceptional. I thought I was a difficult candidate to get finance on a new work van, how wrong i was. Marcus had me approved and settled in 4 days with a great deal. Thanks very much for looking after me Marcus.

Tim Schofield
Owner, Derwent Distributers

Can't rate any higher, great guy to chat to, very informative and on time. Made it breeze help with machinery loan. Cheers mate/ just got a another loan through Marcus again after 5 years same great service seriously can't go wrong.

Nick Bird
Owner, Cockatoo Fencing

Prompt, professional and well connected to deliver the most competitive rates

Wayne Gooch
CEO, Treesafe Australia

Fast efficient and informative. A pleasure to use Millard Finance again. Thanks again

Dyson Wood
Scorpio Screens and Blinds

We honestly couldn't recommend you more highly. Your customer service is absolutely amazing. You make what can sometimes feel stressful so easy and smooth, and we always feel supported every step of the way.
You truly go the extra mile — always answering our questions, explaining everything clearly, and making sure we feel confident and comfortable with every decision. Nothing is ever too much trouble, and that level of care means so much.
We are so incredibly grateful for your professionalism, kindness, and genuine dedication. It's rare to find someone who cares as much as you do. Thank you for everything you continue to do for us — we truly appreciate you more than words can say.
God bless you, your family and your business : )

Blessings, Craig & Kendall Seddon

Kendall Seddon
EO, LUVME

Millard Financial was able to quickly secure equipment finance for an excavator for our family business when all other banks and brokers had told us they couldn't help. This is now the third time I've used Marcus and it's just so easy. Thanks! Jess and Josh.

Josh

Marcus is such a professional. Everything went smoothly, and he answered every question I wasn't sure of. I'd recommend Marcus 100% if you're looking for finance with a smooth transaction and full transparency. Thanks, Marcus.

David Kissell
testimonials

What they say about Us?

Here’s what they shared about their experience working with our team.

Millard Financial was outstanding to deal with. From start to finish, they were professional, responsive, and genuinely committed to getting the best result. Their knowledge and industry relationships really show, and the level of service went well beyond expectations. I’d highly recommend Millard Financial to anyone looking for a finance team that truly goes the extra mile.

Tara Campbell

Can't rate any higher, great guy to chat to, very informative and on time. Made it breeze help with machinery loan. Cheers mate/ just got a another loan through Marcus again after 5 years same great service seriously can't go wrong.

ick Bird
Owner, Cockatoo Fencing

Highly recommend Marcus from Millard Financial, from start to finish he was exceptional. I thought I was a difficult candidate to get finance on a new work van, how wrong i was. Marcus had me approved and settled in 4 days with a great deal. Thanks very much for looking after me Marcus.

Tim Schofield
Owner, Derwent Distributers

Highly recommend — we've used Millard Financial multiple times and each experience has been seamless. Marcus is efficient, reliable, and always gives 110%, helping us out of some very tight situations. Wouldn't go anywhere else! Thanks, Marcus.

Krystle McCarthy
CEO, One House Builders

Prompt, professional and well connected to deliver the most competitive rates

Wayne Gooch
CEO, Treesafe Australia

Fast efficient and informative. A pleasure to use Millard Finance again. Thanks again

Dyson Wood
Scorpio Screens and Blinds

Found Millard Financial online. Had a very unique and challenging circumstance with my business. Marcus and his team worked around the clock going above and beyond to assist me. Had already sought help from other brokers but had no luck. Millard Financial found me unbelievable rates and terms that only years of knowledge and relationships with lenders would be able to provide. Extremely honest and efficient work. Couldn't recommend Millard Financial anymore.

Dakota Jordaan
Diesel Fitter, Self Employed

We honestly couldn't recommend you more highly. Your customer service is absolutely amazing. You make what can sometimes feel stressful so easy and smooth, and we always feel supported every step of the way.
You truly go the extra mile — always answering our questions, explaining everything clearly, and making sure we feel confident and comfortable with every decision. Nothing is ever too much trouble, and that level of care means so much.
We are so incredibly grateful for your professionalism, kindness, and genuine dedication. It's rare to find someone who cares as much as you do. Thank you for everything you continue to do for us — we truly appreciate you more than words can say.
God bless you, your family and your business : )

Blessings, Craig & Kendall Seddon

Kendall Seddon
CEO, LUVME
frequently asked questions

Common questions about personal finance for Gold Coast individuals.

What types of personal finance does Millard offer?
Personal loans, vehicle finance for cars and motorbikes, leisure equipment loans for boats and caravans, and debt consolidation. We work with personal lenders across Australia.
What's the difference between personal finance and business finance?
Personal finance is for individual purchases like cars, boats, and personal loans. Business finance is secured against business assets and assessed against an ABN. The application process and lenders differ.
Can I get personal finance with bad credit?
Yes. Specialist personal lenders work with credit-impaired borrowers. Approval depends on income stability, deposit, and the type of asset being financed.
How fast can personal finance be approved?
Most personal loan and vehicle finance applications are approved within 24 hours. Settlement can happen the same day for car finance and within a few days for personal loans.
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