Truck & Commercial Vehicle Finance

Finance for prime movers, rigid trucks, tippers, vans and all commercial vehicles. Fast approvals for transport operators and tradies across Australia.

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MILLARD FINANCIAL

With over 15 years of experience, we secure competitive finance solutions for businesses and individuals across Australia.

LENDERS IN OUR NETWORK

50+

YEARS EXPERIENCE

15+

LOAN APPROVAL TURNAROUND

24hr

TRUCK FINANCE EXPERTS

Keep your business moving.

Trucks are working assets and they need to start earning the day they hit the road. At Millard Financial, we secure truck and commercial vehicle finance with fast approvals so you don't lose contracts waiting on bank decisions. We work with operators across linehaul, distribution, construction transport and last-mile delivery, structuring finance around route economics and operational cashflow.

PRIME MOVERS

RIGID TRUCKS

VANS & UTES

BUS FINANCE

Prime Mover Finance

New and used prime mover finance for linehaul, interstate and B-double operations. Specialist lenders for owner-drivers and fleets.

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Rigid & Tipper Trucks

Rigid trucks, tippers and tip trailers for civil, construction and waste transport operations.

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Light Commercial Vehicles

Vans, utes and light commercial vehicle finance for tradies and small business operators.

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Bus Finance

Coach, mini-bus and school bus finance for transport operators and tour businesses.

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testimonials

What they say about Us?

Here’s what they shared about their experience working with our team.

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I had finance approval in 24 hours and the deal settled in 48 hours, meaning I could collect my new car in just 2 days. I cannot recommend his professional and thorough services highly enough.

Leanne Gibbs

Grow Business Development, Gold Coast QLD

When the banks stopped our growth, Millard Financial got us the trucks and equipment we needed to take on the big jobs. Marcus makes obtaining machinery simple and fast. He is quite simply the growth tool your business needs.

Michael Edmonds

GDE Tree Services, Brisbane.

Marcus and his team made the entire finance process simple from start to finish, securing a very competitive rate while I focused on running my business. He takes his service to another level and I wouldn't use anyone else.

Peter Sanders

Airport Transfer Solutions

testimonials

What they say about Us?

Here’s what they shared about their experience working with our team.

GET IN TOUCH

I had finance approval in 24 hours and the deal settled in 48 hours, meaning I could collect my new car in just 2 days. I cannot recommend his professional and thorough services highly enough.

Leanne Gibbs

Grow Business Development, Gold Coast QLD

Michael Edmonds

GDE Tree Services, Brisbane.

Peter Sanders

Airport Transfer Solutions

frequently asked questions

Common questions about truck and commercial vehicle finance for Gold Coast operators.

What types of trucks can I finance?

All commercial vehicles including light delivery trucks, rigids, prime movers, tippers, refrigerated trucks, concrete agitators, and tow trucks. New and used vehicles both qualify.

Can I get truck finance as a new business?

Yes. Specialist lenders offer day-one ABN truck finance, typically with a deposit, personal guarantee, and relevant industry experience to support the application.

How much deposit do I need for a truck loan?

Deposits range from 0% to 30% depending on your business profile, the truck age, and the lender. Established businesses often qualify for no-deposit finance on newer trucks.

What's the maximum loan term for truck finance?

Truck finance terms typically run from 2 to 7 years. Longer terms reduce monthly repayments but increase total interest paid. We can structure terms around your contract pipeline and cashflow.