Get Equipment Finance from Day One of Your ABN for Startups and Entrepreneurs

Starting a new business with a fresh ABN? We understand the struggle of getting finance without trading history. At Millard Financial, we specialise in day-one ABN finance for startups and sole traders across the Gold Coast and South East Queensland. Whether you’re chasing a truck, vehicle, or equipment to get your business rolling, we’ve got your back with fast approvals—even if you’ve only just launched.

 

What Is Day-One ABN Finance?

Day-one ABN finance is tailored for business owners who have just registered their Australian Business Number (ABN)—yes, even if it's literally day one. Traditional banks often won’t lend unless you’ve got 6–12 months of trading history. That’s where we come in.

Whether you’re applying for equipment finance for a new ABN, ABN car finance, or a day one self-employed loan, our finance solutions are made for real Aussies launching real businesses.

From café owners needing coffee machines, tradies chasing utes, to couriers needing vans, we’ll help you hit the ground running.

 

Who Is Day-One ABN Finance For?

We help a wide range of clients, including:

• Sole traders with no trading history

• Startups needing new business finance in Australia

• Self-employed workers on a fresh ABN

• Truckies, tradies, and operators needing tools or wheels fast

• Businesses that have been declined by banks due to short ABN history

Even if your credit isn’t perfect—we offer bad credit ABN finance options to help you move forward.

 

Our Popular Day-One Finance Options

Equipment Finance for New ABNs

From bobcats to beauty salon chairs—get the tools you need to start earning from day one. No trading history? No worries.

Truck & Vehicle Finance

Need a van or truck to hit the road? Our truck finance for ABN day one and ABN car finance options help you get behind the wheel, fast.

Unsecured Business Loans for ABN Holders

Don’t want to tie up assets? Our unsecured loans for ABN holders give you quick access to funds without putting property on the line.

ABN Cash Flow Finance

Whether it's for staff wages, rent, or supplier payments, we offer ABN cash flow finance to help your business stay afloat in those early weeks.

Low Doc Loans for ABNs

If you don’t have financials or BAS yet, we offer low doc loans for ABN holders. We’ll guide you through it—simple, straight-up, no jargon.

 

Why Choose Millard Financial?

At Millard Financial, we know the Gold Coast and South East Queensland business scene better than anyone. We’ve helped hundreds of new businesses get started—with many returning to us as they grow. Here's what sets us apart:

• Same-day ABN loan approval

• Flexible terms & tailored repayment plans

• Access to over 40 trusted Australian lenders

• Friendly brokers who speak your language

• Support for bad credit, low doc, and no trading history

We don’t treat new businesses as high risk—we see them as high potential.

 

Can I Get Finance With Just a New ABN?

Yes, you can. Even ABN holders with no trading history can qualify. While banks may say no, we say “Let’s take a look”. We’ll work with you to show lenders that your business is viable—often using income projections, past experience, and other supporting info.

 

Need Finance Fast? Here’s How It Works:

Step 1: Quick Chat
Book a call with our finance specialists (takes 5 mins).

Step 2: Easy Application
We’ll help you apply—no endless forms.

Step 3: Get Approved
We often get same-day ABN loan approvals.

Step 4: Get Funded
Funds can hit your account within 24–48 hours, depending on your lender.

 

Who We Work With

We regularly help:

• Tradies starting solo businesses

• Delivery drivers and gig workers

• Cleaners, hairdressers, landscapers, and mobile services

• eCommerce stores need inventory

• New franchises or those buying into one

• Anyone needing a leg-up, right from the start

 

What You’ll Need

Depending on the product, we may ask for:

• ABN details (even brand new is fine)

• Proof of ID

• Bank statements (personal or business)

• In some cases, a simple business plan or invoice

We’ll walk you through every step—no stress.

 

Get Started Today

Don’t let “no trading history” stop your business dreams. We’ll help you find the right day-one ABN loan, tailored for your needs and goals. Whether you need working capital, a vehicle, or equipment finance, let’s get you sorted.

​

📍 Servicing: Gold Coast, Brisbane, Logan, Ipswich & South East Queensland

 

Ready to Apply?

👉 Apply Now
Or give us a bell on 0403 945 148

Let’s get your business moving—today.

​