Heavy Equipment Finance. Gold Coast Experts.

Specialist finance for excavators, cranes, bulldozers, mining machinery and construction equipment. One call connects you to Australia's top lenders for high-value asset finance built around your project pipeline.

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MILLARD FINANCIAL

With over 15 years of experience, we secure competitive finance solutions for businesses and individuals across Australia.

LENDERS IN OUR NETWORK

50+

YEARS EXPERIENCE

15+

LOAN APPROVAL TURNAROUND

24hr

HEAVY EQUIPMENT SPECIALISTS

Finance built for civil, construction and mining operators.

Heavy machinery is the backbone of your business. Whether you're a sole owner-operator, a civil contractor running multi-site jobs, a quarry operator, or a construction firm managing a full fleet, we secure finance that matches the scale and demands of your operation. From single-machine purchases to multi-asset fleet expansions, we work with specialist heavy equipment lenders who understand high-value asset finance and structure deals around your contract cycles, cashflow and asset depreciation profiles. When the banks say no, we go where they won't.

EXCAVATORS

CRANES

MINING

CONSTRUCTION

Excavators & Earthmoving

Finance for excavators, bulldozers, wheel loaders, graders and skid steers. New and used machinery for civil contractors, earthmoving businesses and mining support operations across Australia.

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Cranes & Lifting Equipment

Mobile cranes, tower cranes and crawler cranes for construction, infrastructure and lifting operations. Specialist lenders who understand contract-based revenue and structure repayments around your project milestones.

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Mining & Quarry Equipment

Haulage trucks, articulated dump trucks, mining excavators, crushers, screens, conveyors and support fleet. Finance built around the unique cashflow patterns and asset profiles of the mining sector.

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Construction & Concrete Equipment

Concrete mixers, pumps, batching plants, formwork systems and all construction machinery. Tailored loans structured around your billing cycles and project milestones.

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testimonials

What they say about Us?

Here’s what they shared about their experience working with our team.

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I had finance approval in 24 hours and the deal settled in 48 hours, meaning I could collect my new car in just 2 days. I cannot recommend his professional and thorough services highly enough.

Leanne Gibbs

Grow Business Development, Gold Coast QLD

When the banks stopped our growth, Millard Financial got us the trucks and equipment we needed to take on the big jobs. Marcus makes obtaining machinery simple and fast. He is quite simply the growth tool your business needs.

Michael Edmonds

GDE Tree Services, Brisbane.

Marcus and his team made the entire finance process simple from start to finish, securing a very competitive rate while I focused on running my business. He takes his service to another level and I wouldn't use anyone else.

Peter Sanders

Airport Transfer Solutions

testimonials

What they say about Us?

Here’s what they shared about their experience working with our team.

GET IN TOUCH

I had finance approval in 24 hours and the deal settled in 48 hours, meaning I could collect my new car in just 2 days. I cannot recommend his professional and thorough services highly enough.

Leanne Gibbs

Grow Business Development, Gold Coast QLD

Michael Edmonds

GDE Tree Services, Brisbane.

Peter Sanders

Airport Transfer Solutions

frequently asked questions

Common questions about heavy equipment finance on the Gold Coast and across South East Queensland.

What types of heavy equipment can be financed?

Heavy equipment finance covers excavators, bulldozers, loaders, graders, mobile and tower cranes, mining haulage trucks, quarry equipment, and concrete plant. Both new and used machinery qualify with most specialist lenders.

How much can I borrow for heavy equipment?

Heavy equipment loans typically range from $80,000 to $500,000, with larger facilities available for fleet purchases or major projects. The amount depends on the asset value, business cashflow, deposit, and credit profile.

Do I need a deposit for heavy equipment finance?

Established businesses with strong cashflow can often access 100% finance with no deposit. New ABNs, used equipment, or specialist machinery usually require 10 to 30% down.

How long does heavy equipment finance approval take?

Through a broker like Millard Financial, clean applications can be approved within 24 to 48 hours. Settlement timing depends on the equipment supplier and documentation.