Start-up Equipment Finance for New Businesses

Starting a business is exciting — but let’s be honest, it can also be bloody expensive. Whether you're launching a café, a tradie outfit, a tech start-up, or a creative venture, having the right equipment on hand is critical. At Millard Financial, we offer affordable equipment financing for entrepreneurs across the Gold Coast and South East Queensland, so you can focus on building your dream without draining your cash flow.

Support Where It Counts — Right From the Start

You’ve got the business plan, the passion, and the drive — now all you need is the right tools to bring it to life. That’s where we come in.

We specialise in equipment financing for startups, providing tailored solutions for new and small businesses that need help getting off the ground. Whether it’s industrial machinery, kitchen gear, tech equipment, or vehicles, we can help you secure what you need to succeed — without putting pressure on your budget.

👉 Looking for more comprehensive support? Check out Start-up Business Loans for broader funding solutions.

What Is Start-up Equipment Finance?

Start-up Equipment Finance is a smart way to fund the tools, machinery, and technology your new business needs to operate. Rather than paying upfront and tying up precious capital, you can access equipment loan options for new businesses or choose a new business equipment leasing solution that works with your cash flow.

Our team at Millard Financial works closely with you to explore the best setup — whether that's a lease, hire purchase, or startup capital equipment loan.

We’re not just about ticking boxes. We’re about building relationships and helping businesses grow from the ground up.

Who Is This For?

We work with all sorts of start-ups and small business owners throughout the Gold Coast and surrounding regions, including:

Tradies & contractors needing tools, trailers, or utes
Cafés & restaurants requiring kitchen fit-outs or espresso machines
Retailers looking for POS systems, shelving, or fridges
Tech start-ups needing computers, servers, or software
Health & beauty businesses after specialised equipment
Agricultural start-ups needing machinery or vehicles

If you're based on the Gold Coast, Brisbane, Logan, Ipswich, or anywhere else in South East Queensland, we've got your back.

Why Choose Millard Financial?

We’re local. We’re experienced. And we get start-ups.

Here’s what makes us a top choice for small business equipment funding in Queensland:

✅ Customised finance options

No cookie-cutter loans here. We tailor your equipment finance to suit your business size, cash flow, and growth stage.

✅ Access to a wide lender network

We work with a diverse panel of lenders, giving you access to competitive rates and terms.

✅ Fast approvals

We know time is money — especially when you’re starting out. Our streamlined process helps you get approved faster so you can get on with business.

✅ Real support from real people

We’re here to guide you every step of the way — not just throw paperwork at you.

✅ Options to lease or own

Not sure if buying or leasing is right for you? We’ll break down the pros and cons so you can make a call that fits your business model.

Your Equipment, Your Way

Every start-up is different, so we offer flexible finance options including:

Startup machinery financing solutions – perfect for construction, manufacturing, or any industry that relies on heavy gear.
Technology equipment loans for startups – ideal for tech businesses, creatives, and professionals needing laptops, software, or IT infrastructure.
Leasing equipment for startups – keep your business agile with leasing options that make it easy to upgrade or manage costs.
Startup business equipment loans – own your equipment from day one and start building equity as you grow.

Whatever path you choose, we make sure it’s sustainable, affordable, and aligned with your business goals.

How It Works

Getting started is simple:

Chat with us – We’ll discuss your business goals, what equipment you need, and your financial position.
Get tailored options – We’ll present the best-fit finance solutions from our network of lenders.
Apply and get approved – Once you’re happy, we’ll handle the paperwork and guide you through the approval process.
Secure your equipment – With funding in place, you can move forward with confidence.

No jargon. No unnecessary red tape. Just straightforward support, Aussie-style.

Let’s Build Your Business Together

When you’re starting fresh, having the right gear can be the difference between just getting by and truly thriving. Our startup equipment finance solutions are here to remove barriers and give you the best possible launch pad.

Whether you're opening your doors for the first time or scaling up a side hustle, Millard Financial is proud to help fuel your next step.

📞 Ready to talk numbers?
Give us a buzz or contact us online for a free consultation. Let’s chat about how we can make your business goals a reality.