New & Young ABN Loans

Just started your business? We specialise in Day 1 ABN loans and finance for operators trading less than 12 months. Get equipment and vehicles on the road fast.

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MILLARD FINANCIAL

With over 15 years of experience, we secure competitive finance solutions for businesses and individuals across Australia.

LENDERS IN OUR NETWORK

50+

YEARS EXPERIENCE

15+

LOAN APPROVAL TURNAROUND

24hr

NEW ABN SPECIALISTS

Finance for businesses on day one.

Banks rarely lend to new businesses. We work with specialist lenders who back ABN holders from day one. Whether you've just registered your ABN this morning or you've been trading for a few months, we connect you with non-bank lenders who finance new businesses based on your industry experience and the asset you're buying — not your trading history.

DAY 1 ABN

SOLE TRADERS

EQUIPMENT

LOAN STRUCTURING

Day 1 ABN Holders

Just registered your ABN? We connect you with lenders who finance brand-new businesses on the same day, no minimum trading history required.

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Sole Traders & New Companies

Sole trader, partnership or newly formed Pty Ltd? We structure finance based on your industry experience and the asset you're buying.

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Equipment & Vehicles

Trucks, utes, excavators, trailers or specialist equipment to get started? We finance the assets new businesses need most.

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Structured Loan Guidance

We guide you on how to structure the deal, including deposit options, balloon payments and tax-effective ownership.

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testimonials

What they say about Us?

Here’s what they shared about their experience working with our team.

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I had finance approval in 24 hours and the deal settled in 48 hours, meaning I could collect my new car in just 2 days. I cannot recommend his professional and thorough services highly enough.

Leanne Gibbs

Grow Business Development, Gold Coast QLD

When the banks stopped our growth, Millard Financial got us the trucks and equipment we needed to take on the big jobs. Marcus makes obtaining machinery simple and fast. He is quite simply the growth tool your business needs.

Michael Edmonds

GDE Tree Services, Brisbane.

Marcus and his team made the entire finance process simple from start to finish, securing a very competitive rate while I focused on running my business. He takes his service to another level and I wouldn't use anyone else.

Peter Sanders

Airport Transfer Solutions

testimonials

What they say about Us?

Here’s what they shared about their experience working with our team.

GET IN TOUCH

I had finance approval in 24 hours and the deal settled in 48 hours, meaning I could collect my new car in just 2 days. I cannot recommend his professional and thorough services highly enough.

Leanne Gibbs

Grow Business Development, Gold Coast QLD

Michael Edmonds

GDE Tree Services, Brisbane.

Peter Sanders

Airport Transfer Solutions

frequently asked questions

Common questions about new and young ABN business loans.

How new can my ABN be to qualify for a loan?

Day-one ABN finance is available from specialist lenders. Most young ABN products are designed for businesses trading 0 to 12 months, with eligibility based on owner experience and the asset being financed.

What do lenders look at for new ABN loans?

With limited trading history, lenders focus on the owner's industry experience, deposit, the asset being financed (if secured), personal credit, and any contracts or work pipeline already in place.

Can I get a new ABN loan without a deposit?

It's harder but possible. No-deposit new ABN loans usually require strong industry experience, excellent personal credit, and a high-value asset that holds its value well.

How much can a new ABN borrow?

New ABN loans typically range from $10,000 to $250,000. Larger amounts are possible with strong collateral, personal guarantees, or proof of ongoing contracts.