Finance for Business Owners

Trouble getting finance from the banks? We help business owners across Australia access tailored loan solutions through Australia's top specialist lenders.

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MILLARD FINANCIAL

With over 15 years of experience, we secure competitive finance solutions for businesses and individuals across Australia.

LENDERS IN OUR NETWORK

50+

YEARS EXPERIENCE

15+

LOAN APPROVAL TURNAROUND

24hr

BUSINESS FINANCE

Finance for business owners. By a business owner.

The banks say no for many reasons — wrong industry, recent restructure, complex ownership, light trading history. At Millard Financial, we work with non-bank lenders and specialist commercial financiers who say yes when others say no. Whether you need equipment finance, vehicle finance, working capital or cashflow lending, we structure solutions tailored to how your business actually operates, not how a bank wants it to look on paper.

DECLINED BY BANKS

COMPLEX STRUCTURES

WORKING CAPITAL

EQUIPMENT

Declined by the Banks?

If a bank or in-house dealer finance has turned you down, we can help. Non-bank lenders take a more flexible view of credit history, ABN age and structure.

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Complex Business Structures

Trading through trusts, multiple entities or recently restructured? We understand how to present complex deals to specialist lenders.

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Cashflow & Working Capital

Beyond asset finance, we connect business owners to working capital, invoice finance and cashflow lending solutions to fund growth.

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Equipment & Expansion

Single vehicle, fleet upgrade or major equipment investment — finance terms structured around your business cashflow, not just tax returns.

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testimonials

What they say about Us?

Here’s what they shared about their experience working with our team.

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I had finance approval in 24 hours and the deal settled in 48 hours, meaning I could collect my new car in just 2 days. I cannot recommend his professional and thorough services highly enough.

Leanne Gibbs

Grow Business Development, Gold Coast QLD

When the banks stopped our growth, Millard Financial got us the trucks and equipment we needed to take on the big jobs. Marcus makes obtaining machinery simple and fast. He is quite simply the growth tool your business needs.

Michael Edmonds

GDE Tree Services, Brisbane.

Marcus and his team made the entire finance process simple from start to finish, securing a very competitive rate while I focused on running my business. He takes his service to another level and I wouldn't use anyone else.

Peter Sanders

Airport Transfer Solutions

testimonials

What they say about Us?

Here’s what they shared about their experience working with our team.

GET IN TOUCH

I had finance approval in 24 hours and the deal settled in 48 hours, meaning I could collect my new car in just 2 days. I cannot recommend his professional and thorough services highly enough.

Leanne Gibbs

Grow Business Development, Gold Coast QLD

Michael Edmonds

GDE Tree Services, Brisbane.

Peter Sanders

Airport Transfer Solutions

frequently asked questions